DeFi

What Is Real World Assets (RWA)?

Traditional assets like stocks, bonds, or real estate that are tokenized and brought on-chain.

Definition

RWA covers anything from outside crypto represented as a token on-chain: equities, bonds, property, commodities. The category is the meeting point between traditional finance and DeFi, and it currently contains two quite different things.

How it works

The first route is tokenization, where a custodian holds the real asset and issues tokens that claim it. xStocks works this way. The second is synthetic, where tokens track the price via an oracle and nobody holds the asset at all. Continuum works this way. The token looks similar in a wallet. What sits behind it does not.

In Continuum

Continuum gives you synthetic RWA exposure, so there is no custodian, no issuer, and no redemption queue at a company. The trade-off is honest: you get price exposure rather than ownership, so no dividends and no votes. What you gain is a token that lending markets will take as collateral.

Related terms

More defi terms

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